Privacy Policy

We use your information to:

• Provide the Service: Process your requests, run AI tools, deliver personalized recommendations
• Process Payments: Charge your payment method, manage subscriptions, process refunds
• Improve the Service: Analyze usage patterns, fix bugs, develop new features
• Communicate: Send account notifications, respond to inquiries, provide customer support
• Prevent Fraud: Detect and prevent fraudulent activity, abuse, and security threats
• Personalize Experience: Tailor tool recommendations based on your assessment results
• Legal Compliance: Comply with applicable laws and regulations

4.1 What We Track:

• Payment card fingerprint (provided by Stripe, not the full card number)
• Device fingerprint (browser and hardware characteristics)
• IP address at signup and during key actions
• Email address and domain

4.2 How We Use This Data:

• Identify accounts linked to previously refunded accounts
• Prevent creation of multiple accounts for refund abuse
• Detect fraudulent payment activity

4.3 Retention: Fraud prevention data is retained for 3 years after account closure to maintain the integrity of our abuse detection systems.

We do NOT sell your personal information. We may share information with:

5.1 Service Providers:

• Stripe: Payment processing (see Stripe's privacy policy)
• Google (Gemini AI): AI processing for our tools (data is processed but not retained for training)
• Hosting Providers: Server infrastructure
• Analytics Services: Usage analytics (aggregated data only)

5.2 Legal Requirements: We may disclose information if required by law, court order, or government request.

5.3 Business Transfers: If we are acquired or merge with another company, your information may be transferred as part of that transaction.

5.4 With Your Consent: We may share information with third parties when you explicitly consent.

6.1 Types of Cookies We Use:

• Essential Cookies: Required for the Service to function (authentication, security)
• Preference Cookies: Remember your settings and preferences
• Analytics Cookies: Help us understand how you use the Service
• Fraud Prevention Cookies: Help detect and prevent fraudulent activity

6.2 Managing Cookies: You can control cookies through your browser settings. Note that disabling certain cookies may limit functionality.

6.3 Do Not Track: We currently do not respond to "Do Not Track" browser signals.

We implement reasonable security measures to protect your information, including:

• Encryption of data in transit (HTTPS/TLS)
• Secure payment processing through Stripe (PCI compliant)
• Access controls limiting who can view your data
• Regular security assessments

However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

• Account Data: Retained while your account is active and for 90 days after deletion request
• Payment Records: Retained for 7 years for tax and legal compliance
• Assessment & Tool Data: Retained while your account is active
• Fraud Prevention Data: Retained for 3 years after account closure
• Analytics Data: Aggregated data may be retained indefinitely

Depending on your location, you may have the right to:

• Access: Request a copy of your personal data
• Correction: Request correction of inaccurate data
• Deletion: Request deletion of your data (subject to legal retention requirements)
• Portability: Receive your data in a portable format
• Objection: Object to certain processing of your data
• Withdrawal: Withdraw consent where processing is based on consent

To exercise these rights, contact us at privacy@internetwealthmaster.com

If you are a California resident, you have additional rights under the CCPA:

• Right to know what personal information is collected and how it's used
• Right to delete personal information (with exceptions)
• Right to opt-out of sale of personal information (we do not sell personal information)
• Right to non-discrimination for exercising your rights